| Variable Rate IRA (including Traditional, Roth, SEP and Simple) |
Coverdell Education Savings Account | Savings | Holiday Savings | Health Savings Account |
|
| Minimum to Open |
None | None | $25.00 | $25.00 | None |
| Minimum Balance Required |
None | None | $25.00 average daily balance | $25.00 average daily balance | None |
| Interest Rate / APY* | Please call | Please call | Please call | Please call | Please call |
| Early Withdrawal Penalties | Withdrawing prior to maturity will result in penalty equaling 6 months interest (unless exception applies--see "Other Account Information" below.) |
N/A | Withdrawing money prior to the maturity date (October 31st each year) will result in an early withdrawal fee of $10.00 per withdrawal. | N/A | |
| Fees | No monthly, annual or transaction fees. $50 Transfer Out fee may apply. | A maintenance fee of $1.00 will be imposed every monthly statement cycle that balance falls below requirements (see "Minimum Balance Required" above) | A maintenance fee of $1.00 will be imposed every monthly statement cycle that balance falls below requirements (see "Minimum Balance Required" above) |
A $25.00 opening fee is First order of checks is free; thereafter, |
|
| Other Account Information |
Early withdrawal penalty will be waived if over 59 1/2 years of age. Interest is compounded quarterly |
Early withdrawal penalty will be waived if funds are used for qualified education expenses Interest is compounded quarterly |
Interest compounded monthly |
Check will be issued Interest compounded monthly. |
HSAs are subject to all Interest is compounded monthly |
*Annual Percentage Yield
