Checking Accounts

 Regular CheckingNOW CheckingNOW Senior
Citizens Checking
Super NOW
Checking
HiFi Money Market
Demand Account
Minimum to
Open
$0$0 (However, service charge could be assessed--see "Monthly Fees" below)$0 (However, service charge could be assessed--see "Monthly Fees" below)$2500$2500
Minimum Balance
Required
No Minimum$900.00 minimum daily ledger balance or $1,500.00  average available balance$500.00 minimum daily ledger balance or $850.00 average available balance$2500 minimum daily ledger balance$2500 minimum daily ledger balance
Interest Rate / APY*N/APlease callPlease callPlease callPlease call
Monthly FeesNoneA maintenance fee of $6.00 will be imposed every  statement cycle that balance falls below listed requirements (see ""Minimum Balance Required"" above)A maintenance fee of $6.00 will be imposed every  statement cycle that balance falls below listed requirements (see ""Minimum Balance Required"" above)A maintenance fee of $6.00 will be imposed every  statement cycle that balance falls below listed requirements (see ""Minimum Balance Required"" above)A maintenance fee of $6.00 will be imposed every  statement cycle that balance falls below listed requirements (see ""Minimum Balance Required"" above)
Other Account FeaturesFree Online Banking with Images of Checks
Free E-Statements
Free (no monthly fee) Debit/ATM Card
Other Account InformationN/AInterest is credited & compounded monthly

Must be 62 years of age or older to open account

Interest is credited & compounded monthly

Tiered interest rate--compounded monthly.  A  $0.20  fee per item will be imposed after 21 items (per month).

Tiered interest rate--compounded monthly.

Limits on number of automatic transactions
(per Federal Regulations)

Complementary first 40 checks.


*Annual Percentage Yield