Farmers and Merchants State Bank prides themselves in being with their customers throughout their lives' journey. To help you, we offer many services to be with you every step of the way.

  • Checking, Money Market & Savings Accounts (please see the table below for more information on these accounts)
  • Debit Cards
  • Online Banking
  • Online E-Statements
  • Domestic & International Wires (incoming and outgoing)
  • Coin Counting Machine
  • IRA’s (Traditional, Roth, SEP and Simple)
  • Coverdell Education Savings accounts
  • HSAs (Health Savings Accounts) being able to save for health needs relieves the burden of meeting your deductible
  • Loans
    • personal
    • agricultural
    • mortgage

Please see the loan table for more information on loan types