Loans

Farmers and Merchants State Bank offers a wide variety of loans in order to fit your needs and reach your goals. We try to customize our loans to the individual customer in a way that will best help them succeed. Even if you are just starting to think about applying for a loan, stop in the Bank so we can help you get started.

Please click on the loan types below to learn more about the various personal, business, agricultural and mortgage loans that we have to offer.

New and Used Vehicle
Recreational
Loans Secured by CDs
Secured/Unsecured

Let our loan officers work with you for all your personal loan needs.
Contact us via e-mail or telephone.
Operating
Equipment
Inventory
Commercial Real Estate
SBA
Letter of Credit

We offer a variety of terms for your business.
Our local loan approval process guarantees you a quick response to your request.
Operating
Equipment
Crop
Livestock
Real Estate
Farm Service Agency Guaranteed

Agriculture continues to be a large part of our local economy.
Let us work with you for your farm related needs.
Pre-Qualifications
Construction loans
Conventional
MHFA Fix-Up loans
Second Mortgage
Recreational

Apply for your home mortgage through Farmers and Merchants.
We will work with you from beginning to end to help with your home buying experience.