Non-Consumer Checking/Savings

   Non-Consumer Checking Non-Consumer
NOW Checking
Non-Consumer
Super NOW Checking
Non-Consumer
HiFi Money Market
Demand Account
Non-Consumer
Savings
Minimum to
Open
$0 $0 (However, service charge could be assessed--see "Monthly Fees below)  $2,500.00  $2,500.00  $25.00
Minimum Balance
Required
No Minimum $900.00 minimum daily ledger balance or $1,500.00  average available balance $2500 minimum daily
ledger balance
$2500 minimum daily
ledger balance
$25.00 average daily balance
Interest Rate / APY* N/A Please call Please call Please call Please call
Monthly Fees up to $2.00/month A maintenance fee of $6.00 will be imposed every statement cycle that balance falls below listed requirements (see "Minimum Balance Required" above) A maintenance fee of $6.00 will be imposed every statement cycle that balance falls below listed requirements (see "Minimum Balance Required" above) A maintenance fee of $6.00 will be imposed every statement cycle that balance falls below listed requirements (see "Minimum Balance Required" above) A maintenance fee of $1.00 will be imposed every statement cycle that balance falls below listed requirements (see "Minimum Balance Required" above)
Other Account
Features
Business ATM/Debit Cards Available
Free Internet Banking with Images of Checks
Free E-Statements
Other Account
Information
Earnings Credit will be calculated by applying $.25 credit per $100.00
of minimum balance towards service charge of $2.00/month
Interest compounded monthly

Tiered interest rate-compounded monthly.

A $.20 fee per item will be imposed after
21 items (per month)

Tiered interest rate-compounded monthly.

Limits on number of
automatic transactions
(per Federal Regulations)

Complentary first 40 checks.

Interest compounded monthly

Limits on number of
automatic transactions
(per Federal Regulations)


*Annual Percentage Yield