Farmers & Merchants State Bank
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Deposit Products > Savings



Variable Rate Passbook Savings

  • Interest compounded monthly
  • $25.00 minimum to open and $25.00 balance required to avoid a service charge
  • Shazam® debit card availability (with connection to a checking account)

ETA (Electronic Transfer Account)

  • Interest compounded monthly
  • No minimum balance required with direct deposit of Government payments
    (SSA, VA, Civil Service)
  • Shazam® debit card availability (with connection to a checking account)