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Loan Products
Personal
Loans
- New and Used Vehicle
- Recreational
- Loans Secured by CDs
- Secured/Unsecured
- Student Loans
Let our loan officers work with you for all your personal
loan needs. Contact us via e-mail or telephone.
Business Loans
- Operating
- Equipment
- Inventory
- Commercial Real Estate
- SBA
- Letter of Credit
We offer a variety of terms for your business. Our local loan
approval process guarantees you a quick response to your
request.
Agricultural Loans
- Operating
- Equipment
- Crop
- Livestock
- Real Estate
- Farm Service Agency Guaranteed
Agriculture continues to be a large part of our local
economy. Let us work with you for your farm related needs.
Mortgages
- Pre-approvals
- Construction loans
- Conventional, FHA, VA
- First-time Homebuyers
- MHFA Fix-up loans
- Second Mortgage
- Recreational
Apply for your home mortgage through Farmers and Merchants.
We will work with you from beginning to end to help with your
home buying experience.

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