Welcome to Farmers & Merchants State Bank New York Mills, MN

We're there with you...every step of the way!

Attention Internet Banking Users--NOW AVAILABLE:  E-Statements! Sign up today to receive your bank statements electronically! 

START SAVING TODAY AT F&M STATE BANK!  

HOLIDAY SAVINGS ACCOUNTS:  Save just a small amount on a regular basis, any amount you choose, and receive a check in November for your Holiday shopping!  If you saved just $10 a week from January-October, you would receive a $450 check!

IRA's:  Start saving NOW for your retirement!  With the GREAT rates we have on our IRA's, your money can grow faster and work harder for you!

Contact us to find out more about Holiday Savings Accounts, IRA's and all of the other great products we have to help you make 2012 a year to SAVE BIG!

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.  

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. 

Thank you for choosing Farmers & Merchants State Bank. We want to let you know how much we appreciate you and thank you for the confidence you place in us. As we move into the future and towards 100 years of service, we will continue to help you achieve your dreams...EVERY STEP OF THE WAY!