Farmers & Merchants State Bank
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We are pleased to welcome you to our website.

The Farmers and Merchants State Bank of New York Mills, Inc. was originally located on Main Street, where it began doing business in 1916. We are now located at 11 North Walker Ave. in the center of New York Mills. New York Mills is located in Otter Tail County in West-Central Minnesota (in the Heart of Lakes area).

Community banking is what we are all about! Farmers and Merchants State Bank is a locally owned bank serving the financial needs of the area. Our officers, employees and directors are active in the community and are proud to call the New York Mills area home. We have experienced substantial growth in deposits over the years. We give the credit for this success to the expert and friendly service provided by our employees.

If you are already a customer, we want you to know how much we appreciate your confidence and trust. If you are considering becoming a customer, we are excited to have the opportunity to serve you.